CHOOSE THE TYPE OF FINANCING YOU WANT TO OFFER:
OPTION 1
Direct to Merchant
OPTION 2
Direct to Consumer
HOW IT WORKS
Your customer applies and after approval, YOU, the business owner (merchant) will receive the funds directly from the lender in 2-3 days.
Your customer applies and after approval, the applicant will receive the funds directly from the lender in 2-3 days and then your customer pays you.
HIGHLIGHTS
- Finance up to $35,000
- Loan Terms of up to 120 months
- Approvals down to 600 credit score*
- Up to 3 lenders per industry
- Merchant Fees from 3% - 12%
- APRs starting at 0% - Same as cash offers available
- Finance up to $100,000
- Loan Terms of up to 72 months
- Approvals down to 515 credit score*
- 12 Lenders, no industry restrictions
- Merchant Fee - flat 5% per loan
- APRs starting at 5.99%
MERCHANT REQUIREMENTS
- Must be in business at least 6 months
- 620 Transunion FICO score
- At least $250,000 ASR (annual sales rev)
- No felonies/financial crimes last 20 years
- Active state business registration
- No current active lawsuits/litigation
- No Personal/Business Credit merchants
- No underwriting requirements
- All merchants approved
WHAT YOU GET
- 1-on-1 training with Account Manager
- Merchant Portal to send unique offers
- Track applications of each customer
- Payments directly from lender
- Instant Chat available in Merchant Portal
- Co-branded webpage to send customers (view example)
- Unique application page link
- Track applications of each customer
- Agreement to retrieve funds from customer
$495 setup fee
$65/mo
GET STARTED
We are enhancing the DTM program and it is not available for new enrollments at this time. The DTC program is currently open for full enrollment.
OPTION 1
Direct to Merchant
HOW IT WORKS
Your customer applies and after approval, YOU, the business owner (merchant) will receive the funds directly from the lender in 2-3 days.
HIGHLIGHTS
- Finance up to $35,000
- Loan Terms of up to 120 months
- Approvals down to 600 credit score*
- Up to 3 lenders per industry
- Merchant Fees from 3% - 12%
- APRs starting at 0% - Same as cash offers available
MERCHANT REQUIREMENTS
- Must be in business at least 6 months
- 620 Transunion FICO score
- At least $250,000 ASR (annual sales rev)
- No felonies/financial crimes last 20 years
- Active state business registration
- No current active lawsuits/litigation
- No Personal/Business Credit merchants
WHAT YOU GET
- 1-on-1 training with Account Manager
- Merchant Portal to send unique offers
- Track applications of each customer
- Payments directly from lender
- Instant Chat available in Merchant Portal
$495 setup fee
$65/mo
GET STARTED
We are enhancing the DTM program and it is not available for new enrollments at this time. The DTC program is currently open for full enrollment.
OPTION 2
Direct to Consumer
HOW IT WORKS
Your customer applies and after approval, the applicant will receive the funds directly from the lender in 2-3 days and then your customer pays you.
HIGHLIGHTS
- Finance up to $100,000
- Loan Terms of up to 72 months
- Approvals down to 515 credit score*
- 12 Lenders, no industry restrictions
- Merchant Fee - flat 5% per loan
- APRs starting at 5.99%
MERCHANT REQUIREMENTS
- No underwriting requirements
- All merchants approved
WHAT YOU GET
- Co-branded webpage to send customers (view example)
- Unique application page link
- Track applications of each customer
- Agreement to retrieve funds from customer
$495 setup fee
$65/mo
WANT THE BENEFIT OF BOTH OPTIONS?
$795 setup fee
$95/mo
GET STARTED
We are enhancing the DTM program and it is not available for new enrollments at this time. The DTC program is currently open for full enrollment.
* PLEASE NOTE: Loan approvals are subject to credit profile approval, not just a credit score, as well as other factors like Debt-to-Income Ratio and employment status. Both options above will result in a soft pull on your applicants so applying will not affect their credit score.
